Long term personal financial planning

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JAMAICA: Personal Finance | Interested in long-term financial planning
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but no detailed plan or idea of exactly where my limited college kid income went, no long-term savings goals. I dabbled with simple Excel spreadsheets and personal financial management (PFM) tools, but none of them stuck. I found the process too tedious.

Links between Long-Term and Short-Term Financing
This is the focus of short-term financial planning. What is the best level of long-term financing relative to the total ... and then again at the personal level when the income is passed through to investors as dividends. The extra layer of taxation.

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